Québec Parental Insurance Plan

Measures and effective dates of the provisions of the Act

Bill 51, An Act mainly to improve the flexibility of the parental insurance plan in order to promote family-work balance, was adopted by the National Assembly on October 27, 2020 and then received assent on October 29, 2020. Most of the new provisions will take effect by January 1, 2021.  

Provisions of the Act effective October 29, 2020

  • Income-related exemptions during benefits 

    The calculation of the amount of income-related exemptions was amended and allows a higher exemption of individuals receiving QPIP benefits, including maternity benefits for which no exemption was provided previously.  

    The amount of the income exemption is obtained by calculating the difference between the average weekly earnings and the amount of the benefits.

    Example

    Your average weekly earnings are $800.

    You opted for the basic plan, which entities you to QPIP benefits of $560, or 70% of your average weekly earnings. 

    To calculate the amount of the weekly exemption for which you are eligible, without reducing the amount of your benefits, simply calculate the difference between your averagely weekly earnings ($800) and the amount of your benefits ($560). 

    The amount of the exemption will be $240 ($800 – $560).

    When the amount of the weekly earnings exceeds the amount of the permitted exemption, the excess reduces the amount of the QPIP benefits. 

    Example

    You are entitled to weekly QPIP benefits of $560.

    Your earnings for the weeks are $450, and the amount of the exemption for which you are eligible is $240.   

    The amount of earnings that exceeds the exemption will be $210 ($450 – $240).

    To calculate the amount of benefits for which you are eligible, simply subtract the excess earnings ($210) from the amount of the benefits to which you are entitled ($560).

    The amount of benefits for which you are eligible will be $350 ($560 – $210).

  • End of paternity, parental or adoption benefits upon the death of a child

    In case of the death of a child for whom the parent is eligible to paternity, parental or adoption benefits, the benefits will be paid up to the end of the second week after the week of the death, if the maximum number of benefits and the benefit period have not been reached. 

Provisions of the Act effective December 1, 2020 – The welcome benefits will be offered to parents whose child’s arrival into their care for the purposes of the adoption occurs on or after December 1, 2020

 

  • Welcome and support benefits relating to an adoption

    Shareable welcome and support benefits will be available for the adoptive parents to meet the specific needs regarding the adoption.  The benefit period may begin effective from the week of the child’s arrival to the care of one of the parents for the purposes of the adoption.  In the case of an adoption outside Québec, the benefit period may begin five weeks before the week of the child’s arrival.  The maximum number of weeks of benefits depends on the chosen plan. 

    Basic plan  

    13 weeks of shareable welcome and support benefits at 70%.

    Special plan  

    12 weeks of shareable welcome and support benefits at 75%.

Provisions of the Act effective January 1, 2021 – Applicable to parents whose child’s birth or arrival into their care for the purposes of the adoption occurs on or after January 1, 2021

  • Sharing of parental or adoption benefits 

    When the parents will share a minimum number of weeks of parental or adoption benefits, they may take advantage of a number of additional weeks of benefits.

    The minimum number of shareable weeks and the number of additional weeks that will be awarded depend on the chosen plan.  These additional weeks will also be shareable between the parents. 

    Basic plan 

    Addition of 4 additional weeks of shareable parental or adoption benefits at 55% once each of the parents uses 8 weeks of shareable parental or adoption benefits. 

    Special plan

    Addition of 3 additional weeks of shareable parental or adoption benefits at 75% once each of the parents uses 6 weeks of shareable parental or adoption benefits.

  • Paternity, parental or adoption benefit period 

    The period within which paternity, parental or adoption benefits may be taken will increase from 52 weeks (12 months) to 78 weeks (18 months). 

  • Maternity benefit period

    The period within which the maternity benefits may be taken will increase from 18 to 20 weeks.

  • Multiple births or adoptions 

    After the birth of more than one child following the same pregnancy or after the adoption of more than one child at the same time, each of the parents will be entitled to additional weeks of exclusive parental or adoption benefits.  The number of additional weeks of benefits depends on the chosen plan.

    Basic plan 

    Addition of 5 additional weeks of exclusive parental or adoption benefits at 70% for each parent

    Special plan 

    Addition of 3 additional weeks of exclusive parental or adoption benefits at 75% for each parent

  • Exclusive adoption benefits 

    Exclusive adoption benefits will be available for each of the adoptive parents.  The maximum number of weeks of benefits depends on the chosen plan.

    Basic plan 

    5 weeks of exclusive benefits at 70% for each of the adoptive parents.

    Special plan  

    3 weeks of exclusive benefits at 75% for each of the adoptive parents.

  • Summary of the weeks of adoption benefits 

    To summarize, effective January 1, 2021, the adoptive parents may benefit from three types of benefits, welcome and support benefits shareable between the parents, adoption benefits exclusive to each parent and, finally, adoption benefits shareable between them.

    The three types of adoption benefits allow an overall improvement of the number of weeks of benefits for the adoptive parents.  The maximum number of weeks depends on the chosen plan.

    Basic plan

    • 13 weeks shareable welcome and support benefits at 70%.
    • 5 weeks of exclusive adoption benefits at 70% for each of the adoptive parents.
    • 32 weeks of shareable adoption benefits. 
      (the first 7 weeks shareable at 70% and the next 25 weeks shareable at 55%).

    Special plan

    • 12 weeks of shareable welcome and support benefits at 75%.
    • 3 weeks of exclusive adoption benefits at 75% for each of the adoptive parents.
    • 25 weeks of shareable adoption benefits at 75%.

Provisions of the Act effective January 1, 2022

  • Supplemental benefits for a single parent 

    Following a birth or an adoption for which only one parent is recorded on the birth certificate or the document in lieu of a birth certificate, the parent will be entitled to additional weeks of parental or adoption benefits.  The number of additional weeks depends on the chosen plan.

    Basic plan 

    Addition of 5 additional weeks of parental or adoption benefits at 70%. 

    Special plan 

    Addition of 3 additional weeks of 75% parental or adoption benefits. 

 

Last update: November 13, 2020