Québec Parental Insurance Plan

Premiums and Maximum Insurable Earnings

The following people pay premiums into the Québec Parental Insurance Plan (QPIP):

  • Wage earners
  • Self-employed workers
  • Employers

Revenu Québec is in charge of collecting QPIP premiums.

Premium rates for the Québec Parental Insurance Plan will be reduced by 6% as of January 1, 2020.

Category

2019

2020

Salaried workers

Premium rate: 0.526%

Maximum premium: $402.39

Premium rate: 0.494%

Maximum premium: $387,79

Employers

Premium rate: 0.736%

Maximum premium: $563.04

Premium rate: 0.692%

Maximum premium: $543,22

Self-employed workers

Premium rate: 0.934%

Maximum premium: $714.51

Premium rate: 0.878%

Maximum premium: $689,23

The maximum insurable earnings considered when calculating benefits are $76 500 in 2019 and $78,500 in 2020. This income is adjusted on January 1 of each year at the rate set by the Commission des normes, de l’équité, de la santé et de la sécurité du travail (CNESST).

Since January 1, 2006, under a Canada-Québec agreement, Québec employment insurance contributors receive a reduction in their employment insurance premiums, because Québec now has its own maternity, paternity, parental, and adoption benefit plan. The federal government determines the reduction rate. For 2019, the reduction rate is 0.37% of insurable earnings for wage earners. For employers, it is equivalent to 1.4 times the wage earners' rate of reduction. As for self-employed workers, those who choose to participate in the sickness, caregiving benefits and compassionate care measure of the Employment Insurance program receive a reduction of 0.37% of their insurable earnings.

Last update: December 19, 2019